Follow these steps to lift a security or fraud block on your debit card:
- Locate the customer service phone number printed on the back of your debit card or on your most recent paper bank statement.
- Call the financial institution and speak with a representative to identify the specific decline code associated with your recent transaction attempt.
- Verify your identity by answering the security questions provided by the representative.
- Review your recent transaction history with the agent to confirm which specific purchases were legitimate and which were unauthorized.
- Request that the agent lift the security hold on your account.
- Once the hold is removed, attempt the transaction again at the point-of-sale terminal or online to verify that the card is functioning correctly.
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